Bank of New England CD Rates

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CERTIFICATES OF DEPOSIT
TERM	INTEREST RATE	APY
7-30 DAYS	1.98 %	2.00 %
31-90 DAYS	1.98 %	2.00 %
91-182 DAYS	1.98 %	2.00 %
183-364 DAYS	2.47 %	2.50 %
12-23 MONTHS*	3.45 %	3.50 %
24-35 MONTHS	2.72 %	2.75 %
Effective 8/18/08

Annual Percentage yield reflects monthly compounding over full term of Certificates of Deposit. Please contact a bank representative for applicable rates and documentation required for IRA certificates of deposit.

$500 Minimum Balance Required
* $10,000 Minimum Balance Required for Special

Substantial penalty for early withdrawal may apply

All rates are effective as of 8/18/08 and are subject to change without notice.